HomeBlogReasons to SellHow to Sell Your House Quickly in a Divorce in Lake St. Louis, MO Share on Like what you see? Share with a friend. How to Sell Your House Quickly in a Divorce in Lake St. Louis, MO Chris Kirshenboim | September 15, 2020 Last updated August 10, 2026 Two people who are separating rarely want the same closing date, and the house is usually the last thing left to untangle. If you need to sell your house quickly in a divorce, the delays are almost never about buyers. They are about signatures, appraisals ordered twice, and a repair list neither side wants to pay for. A divorce home sale timeline on the open market in Lake St. Louis runs roughly two weeks to get the house ready, thirty to sixty days on market, then another thirty to forty five to close a financed buyer, and every one of those stages needs both parties to agree again. A cash sale collapses that down to the title work. No showings to schedule around two households, no lender ordering an appraisal that lands low in month three, no argument about a furnace. We can close after the decree if that is what your attorney prefers, or hold the date open while the property settlement is finalized. Bring us the address and whatever you know about the mortgage payoff, and we will put a number in writing that both sides can look at. If listing would put more in the pot for the two of you, we will say that instead. There is a full page on selling a house during divorce with the rest of the detail, and you can see how we buy houses without talking to anyone. How To Sell Your House Quickly In A Divorce In Lake St. Louis Go Through A Real Estate Agent In Lake St. Louis You could always take the traditional route and go through a real estate agent. If you do, you won't have to worry about showing your home and drawing up contracts and the myriad of other details because the agent will take care of all this for you. This is definitely a viable option, but there are some significant drawbacks. First, you'll have to get an appraisal, which will cost you. Your house will likely have to be shown multiple times, and when you do get a buyer, you'll have to wait for them to get financing. Also, when you accept a buyer's offer, the closing date generally won't be for another 30 to 60 days. The average time for this whole process is generally a minimum of three months. Do A Short Sale In Missouri Another option is a short sale, which means someone is buying a property for less than the mortgage. A short sale involves an agreement with your bank or mortgage company that will allow the sale of the house for less than is owed on it. This route can sometimes be faster than going through an agent, but it, too, has drawbacks. For one thing, it can negatively affect your credit. Credit-wise, the best you can do in a short sale is to get a "Not Paid as Agreed" notation on your credit report. But that's a lot better than having to suffer a foreclosure, which can ruin your credit for seven years. Still, if you can arrange a short-sale agreement, you'll soon be free and clear of the property. Try A Company Buying A House For Cash In Lake St. Louis, MO Another option – and maybe the best one if you need to sell quickly in a divorce – is to try a Lake St. Louis, MO cash home buyer. If you do this, you can expedite the whole process, get a fair value for your property, and avoid much of a headache. The whole process of selling your home to such a company – for a fair cash offer – can take as little as seven days – just one week, not months. Again, the professional home buyer buying a house in Lake St. Louis, MO pays cash, which means you don't have to sit around waiting for a retail buyer to get a loan. Also, you won't have to pay for any repairs to your home before you can sell it. The company will make and pay for all the needed repairs. In addition, reputable companies pay all closing costs. Sell My House In Lake St. Louis, MO If you need to sell your house in St. Louis quickly in a divorce, you just might consider a cash home buyer in Lake St. Louis, MO. It's easy, It's fast. You'll get a fair cash offer. Professional Missouri home buyers like Chris Buys Homes in St. Louis can pay cash, which means you don’t have to sit around waiting for a retail buyer to get a loan. Want To Know More On How To Sell Your House During A Divorce? Call Us At (314) 334-1481 Or Fill Out The Form FAQs Frequently Asked Questions Can one spouse sell the house without the other? + Not if both are on the title. A Missouri closing requires every titled owner to sign, so the sale needs both signatures or a court order directing it. What happens to the equity at closing? + The title company pays off the mortgage and any liens, then disburses the remainder according to your settlement agreement or the court order. We do not decide the split. Do we have to wait for the divorce to be final? + No. Many couples sell before the decree so the proceeds can be divided cleanly, though your attorney may prefer to close after the property settlement is signed.
