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Fire or Water Damage? We’ll Buy Your St. Louis Home As-Is.

Don't wait on contractors or insurance adjusters. We buy fire and water damaged St. Louis homes for cash — no repairs, no lender delays, close fast.

Get My Cash Offer in 24 Hours
  • Google
  • BBB Accredited A+ Rated
    • No Repairs or Fees
    • Cash, Close in 14 Days
The Problem

Selling a Damaged Home the Traditional Way Is an Uphill Battle

Selling a fire or water damaged home through traditional channels is an uphill battle.

  • Most buyers walk away the moment they see damage — or back out after inspection
  • Banks won't lend on homes with significant fire or water damage
  • Repair estimates take weeks and contractor timelines stretch into months
  • Insurance settlements rarely cover everything — leaving you to fund the difference
  • Carrying costs — mortgage, taxes, insurance — accumulate while the property sits

You shouldn't have to spend money fixing a house you no longer want.

The Solution

We Buy As-Is – No Repairs, No Delays

A cash sale means you walk away without spending a dollar on repairs.

  • We buy in any condition fire, smoke, water, mold, structural — no exceptions
  • No repairs or cleanup required leave it exactly as it is
  • Cash purchase, no bank involved no financing delays, no lender requirements
  • Close in as few as 14 days or align with your insurance or relocation timeline
  • No commissions or hidden fees what we offer is what you receive
OUR SERVICE VS. REALTORS

See How We Compare

Pick us over a real estate agent because:

Company Logo
Selling with Chris Buys Homes in St. Louis
Selling with a
Real Estate Agent
Buyer pool
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Full cash offer, guaranteed
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Drastically limited — most buyers and lenders won’t touch damaged homes
Repairs required
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None — we buy as-is
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Typically required before listing or to satisfy lender
Closing timeline
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14-30 days
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3-6+ months after repairs complete
Financing risk
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No — cash purchase
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Yes — lenders often decline damaged properties
Commission / fees
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None
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5-6% agent commission
Insurance delays
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We close independent of claim
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Must often wait for settlement before listing
Certainty of close
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Guaranteed
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Uncertain — buyers back out after inspection
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How it works

Selling Your House Really Is This Easy

Selling your St. Louis house fast to a trusted local home buyer is pretty easy.

Sharing Details
1

Get An Immediate Cash Offer

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Fill out the form for a callback, or phone us directly to get a fair cash offer in minutes.

Get A Cash Offer
2

Let Us Do The Hard Work

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We deal with all the details – there's zero paperwork and bureaucracy for you to stress about.

Get Paid
3

Close And Get Paid

Our clients successfully sell their house and get paid on a timescale that suits their needs.

What Families Say About Us

Homeowners We've Helped Move On

A+
BBB Accredited
10 yrs
In St. Louis
24 hrs
Offer Turnaround

“Half our first floor was damaged from a basement flood. Couldn't get a single traditional buyer to stay interested past the inspection. These guys closed in 18 days.”

Brenda K. Chesterfield

“The fire gutted our garage and part of the kitchen. Repair bids were over $80k. Selling as-is was the only move that made sense.”

Tony M. St. Louis

“Insurance was dragging its feet. We needed to move and couldn't wait. They made an offer within a day and we closed before the insurance even settled.”

Patrice W. Florissant
Ready when you are

Get Your Cash Offer – No Obligation

Takes 60 seconds – no commitment required

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FAQs

Frequently Asked Questions

Can you buy before my insurance claim is settled? +
Yes. We can close before, during, or after an insurance claim. Many sellers prefer to sell before the claim settles to avoid the wait.
Do I have to disclose the damage? +
Yes — Missouri requires disclosure of known material defects. We price accordingly upfront, no surprises.
What types of damage do you buy? +
Fire, smoke, water, flood, mold, and structural damage from any of these. We’ve seen it all.
Is the offer fair for a damaged property? +
Our offer reflects the as-is value. When you factor in avoided repair costs, carrying costs, and agent commissions — most sellers come out ahead or close to it.
How fast can you close? +
As fast as 14 days. We can also hold closing longer if you need time to find your next place.

Don’t Rebuild Just to Sell.

Get a cash offer on your damaged home today. Close fast and move on.

Get My Cash Offer – No Obligation