HomeBlogHome SellingSelling Your Mobile Home to an Investor in St. Louis Share on Like what you see? Share with a friend. Selling Your Mobile Home to an Investor in St. Louis Chris Kirshenboim | December 29, 2021 Last updated August 10, 2026 A mobile home does not sell the way a house does, and the differences are worth knowing before you talk to anybody. Selling your mobile home to an investor is a real option in the St. Louis area, but three things decide whether it is a good one. First, title. If the home sits on land you own and the title has been retired, it sells as real property like any house. If it is still titled as a vehicle through the Missouri Department of Revenue, the transfer runs through title paperwork rather than a deed, and that changes who can close it. Second, the lot. In a park, the community usually approves any buyer and sets the lot rent, so a buyer who cannot pass park approval cannot buy. Third, financing. Very few lenders write loans on older manufactured homes, which is why cash buyers dominate this corner of the market and why listings can sit for months. Because of that, price conversations here look nothing like a stick-built house on the same street. Our team buys across the areas we serve in St. Louis County, and if a mobile home falls outside what we can close we will say so straight away rather than string it out. Read how we buy houses, then call. No pressure. 5 Things You Should Know About Selling Your Mobile Home To an St. Louis Investor Understanding the Buyer Professional mobile home buyers in St. Louis, MO typically close faster than traditional mobile home buyers, and usually pay full in cash. Traditional mobile home purchases usually require qualifications from banks, mortgage underwriting time, property inspection time and the buyer may not end up qualifying in the end. There are also normally no commissions paid to a buyer’s or seller’s agent which means thousands of dollars in savings. The usual commission is 3% per side, so if you sell your mobile home for $200,000, you would have to pay $12,000 in commissions alone! Professional mobile home buyers also may not charge transaction fees; if they do, they are extremely low in comparison to the commission or closing costs you would have to pay otherwise. They also provide mail-away closings which is a wonderful thing for out of state owners. No Preparation Necessary Professional mobile home buyers in MO will usually purchase mobile homes as-is. As a seller, this means you do not have to worry about repairs before closing or any other additional expenses you were not planning on. There are some companies that do not require inspections which makes it a truly as-is transaction. Extended Occupancy Professional mobile home buyers are in it for the investment. They are not expecting to move into the mobile home on the day of closing. Most mobile home buyers will allow a move-out timeframe after closing to allow you to relocate at your own pace. This is extremely helpful, especially with such quick closing timeframes. Also, you may not even have to clean the mobile home when you leave. You can simply pack your personal items and furniture you want to keep and leave the rest. Sell With Confidence When you decide to use a professional mobile home buyer in St. Louis, MO, you will not have to worry about going through a roller coaster of emotions. There are no frustrating, middle-of-dinner phone calls asking if you are available to show your mobile home. You don’t have to worry about leaving your mobile home spotless every day before heading to work, just in case there is a showing while you’re gone. You don’t have to worry about possibly running into a buyer’s agent or their clients or dealing with them asking you questions that you really shouldn’t answer anyway. You also don’t have to worry about buyers arguing with you over which furniture you are taking and what you are leaving. No-Risk Selling to a professional mobile home buyer is extremely straight forward. They will lay out every step of the process and usually have shortened, very clear contracts that are simple as-is purchase agreements. You will also have lessened exposure to legal risks. You won’t have to worry about the buyer finding something you didn’t know you didn’t disclose or something they don’t like about the mobile home or the neighborhood. Under most traditional real estate contracts, there is a potential for the buyer to sue you if they feel they didn’t get all of the information, or if they feel the facts were misconstrued. Professional mobile home buyers already know the state of the property, and they are willing to take on that risk. Call Chris Buys Homes in St. Louis today at (314) 334-1481 or send us a message to discuss selling your mobile home to a St. Louis investor. We can go over your property and let you know its market value and get you on your way to selling your property. FAQs Frequently Asked Questions Do you buy mobile homes that sit in a park? + Sometimes, and it depends on the community. Park approval and lot rent both affect what a buyer can pay, so the first question is always whether the park will approve a transfer. What paperwork do I need to sell a manufactured home in Missouri? + Either the certificate of title from the Department of Revenue if it is still titled as a vehicle, or the deed if the title was retired and the home became real property. Why do mobile homes take so long to sell on the market? + Financing is the bottleneck. Most lenders will not write a mortgage on an older manufactured home, which shrinks the buyer pool to people paying cash.
